Home Energy Loan Program

Home Energy Loan Program logo

Are you Interested in saving money on your monthly electric bill?

Completing energy conservation projects in your home is a great opportunity to reducing utility costs and improving overall comfort for years to come.

Cowlitz PUD and Fibre Federal Credit Union have formed a partnership focused on making energy efficiency more accessible and affordable to everyone. In the Home Energy Loan Program, rebates available for completed conservation projects can be applied to home energy loans reducing overall interest rates – lowering to zero in most cases!

Are you eligible?
• Are you a Cowlitz PUD customer?
• Do you own a home?
• Have you been thinking about completing energy conservation upgrades in your home?

If you said yes to all the questions above and want to find out if your energy project qualifies for a home energy loan, please contact Cowlitz PUD Energy Efficiency Services at 360-501-9514 (office), 800-631-1131 (Toll-Free), or eeservices@cowlitzpud.org.

Loan Program Structure
Five energy efficient programs are available for financing. These programs include:
Ductless Heat Pump
Ducted Heat Pump
Heat Pump Water Heater

Available Loans
Minimum Loan Amount: $2,000
Maximum Loan Amount: $12,000
Loan terms range from 24 to 60 months

How do I get started?
1. Contact Cowlitz PUD Energy Efficiency Services to learn about the energy program, rebate availability, and program participation requirements.
2. Complete the Residential Energy Efficiency Loan Program Participation Form. Obtain at least one (1) contractor bid for the energy project. We encourage you to obtain at least two (2) bids.
3. Obtain project pre-approval from Cowlitz PUD Energy Efficiency Services.